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dc.contributor.authorMaloney, Maureen
dc.identifier.citationMaloney, Maureen. (2015). The impact of DC (defined contribution) scheme structure and communication policies: a bounded rationality framework. Paper presented at the ENRSP Seminar, University Leuven, Belgium.en_IE
dc.description.abstractConcepts from bounded rationality, particularly biases, are frequently used to explain the successes and the failures of pension scheme defaults. This research suggests that pension literature has focused on pension scheme structure, like defaults, with little attention paid to pension scheme communication designed to persuade and inform. A bounded rationality framework is developed to conceptualise the impact of both structure and communication policies on organisational outcomes, specifically pension participation rates and average contribution rates. It identifies three communication policies to be investigated in future empirical research including individualisation, segmentation and savings rate targets.en_IE
dc.subjectPension communicationen_IE
dc.subjectBounded rationalityen_IE
dc.subjectOccupational pensionsen_IE
dc.subjectDefined contributions
dc.titleThe impact of DC (defined contribution) scheme structure and communication policies: a bounded rationality frameworken_IE
dc.typeConference Paperen_IE
dc.local.contactMaureen Maloney, Dept. Of Management, Top Floor, St. Anthony'S, Nui Galway. 3922 Email:

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